DRAFT — for attorney review before launch.
Terms of Service
Template text. Effective date to be set at launch.
1. About these terms
These terms govern your use of the 800 Club Funding website and the funding review request. By using the site you agree to them.
2. Not a lender
800 Club is not a lender and does not make credit or funding decisions. Submitting a funding review request is not an application for credit and does not guarantee approval, funding, rates, or terms. All funding is subject to the underwriting criteria of individual lenders and card issuers.
3. No guarantees
Information provided by 800 Club is educational and strategic in nature. Results vary and depend on your individual profile, lender criteria, and market conditions.
4. Accuracy of information
You agree that the information you submit is accurate to the best of your knowledge. Estimates are acceptable where requested; materially inaccurate information may affect the usefulness of your review.
5. Third-party services
The site links to third-party services such as credit monitoring providers. Your use of those services is governed by their own terms and privacy practices.
6. Credit-related services
Credit-related services are subject to applicable federal and state law, including disclosure and cancellation requirements where they apply.
7. Limitation of liability
To the fullest extent permitted by law, 800 Club is not liable for indirect, incidental, or consequential damages arising from use of the site.
8. Contact
Questions about these terms can be sent using the contact details in the site footer.